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Using a credit card to shop with Miles

With Miles&Smiles credit cards, you can shop at selected companies holding the POS of the contracted banks in exchange for the Miles in your member account.


  • Only Miles&Smiles credit card holders may use Miles to shop via POS machines.
  • When shopping with Miles, 100 Miles = 20 TL. For example, 10,000 Miles will be used for a shopping cart total of 2,000 TL.
  • If a product purchased with Miles is returned, the Miles used to pay for that product can be refunded.
  • Miles used in shopping are immediately debited from the member's account.
  • Please visit the website of Garanti Bank to see the list of participating companies.
  • To shop with Miles, a Miles&Smiles member must have sufficient Miles in their account. If the Miles in the account are not sufficient, a portion of the total can be covered by Miles, with the remaining total covered by the member’s credit card.
  • In addition to Miles earned from our flights and non-air program partners, only Miles earned from Miles&Smiles Garanti BBVA credit card expenditures, can be spent at physical POS at contracted member merchants.