Trip Cancelation 

*If the contracted travel is cancelled before its starting date in case insured, insured's immediate family member have a situation preventing insured from taking the trip, get injured or die provided that this situation lasts until travel period and certified with an official report by a doctor, part of paid tour price that insured cannot take back shall be paid by insurer up to total limits stated in coverage limits. 

Provided that reservation and advance payment is made before the said illness, injury or death occur, insurer shall pay to insured back advance payments that insured make to hotel and/or transporter firm and insured do not use and which are impossible to return. Reservation or ticket cancellation terms of travel agency, airline or hotel shall be considered while making payment within coverage limits and amount out of or above the rate that is necessary to be paid by travel agency, airline or hotel shall be paid within maximum coverage limit written on the policy.